Die Visa Electron ist eine Prepaid-Kreditkarte, die von der Kreditkartengesellschaft VISA ausgegeben wird. Im Gegensatz zu einer normalen Debitkarte können. Hallo, Spotify laeuft derzeit bei mir noch ueber eine franzoesische Kreditkarte (Visa Electron). Ich moechte jetzt jedoch eine andere Kreditkarte. Informationen und Tipps zu den Angeboten der DKB sowie Vergleiche von kostenlosen Geldkarten anderer Banken. Die VISA Electron Kreditkarte wird in der.
Ist Visas Debitkarte wirklich so neu, wie Visa tut?Hallo, Spotify laeuft derzeit bei mir noch ueber eine franzoesische Kreditkarte (Visa Electron). Ich moechte jetzt jedoch eine andere Kreditkarte. Informationen und Tipps zu den Angeboten der DKB sowie Vergleiche von kostenlosen Geldkarten anderer Banken. Die VISA Electron Kreditkarte wird in der. Die kostenlose Kreditkarte zum DKB-Cash. Bezahlen, sparen und weltweit Geld abheben ohne Gebühren. Die DKB-VISA-Card.
Visa Electron Dkb Applying for the 2nd Visa Credit Card VideoWas steckt in meiner DKB-VISA-Card?
I had been a member of DKB and loved it even in Germany. Used it mostly to purchase online but occasionally to withdraw money especially when abroad.
When I explored that I transferred money immediately twice as much 3 days later to cover the outstanding and have a buffer for future. This makes the card useless.
I explained why this happend and they discussed it but did not change their mind. This is the other side of DKB — I guess canceling the account and applying new would provide me a much higher credit allowance now it is useless.
Do you have any other advice? To canceling the account and applying a new, that is no solution. The german banks is not stupied.
The solution is: deposit money to the Visa Card. This increases the available frames. Works similar to a prepaid card. But at DKB there is interest on the balance.
The identification process is then easier. But we are looking for further banks … here is a first alternative: number I am Chinese and moved to Germany since last year.
Tried a couple of times to apply for a German bank account both DKB and comdirect and got declined.
I just got a comdirect account this month after tried 2 or 3 times. So do you have any suggestions for my situation? Because I lived in the USA before, over there applying a checking account is OK but applying credit card will affect the credit score.
Did we understand you correctly that you now have a current account at the Comdirect? This is great. In our opinion, the Comdirect is one of the best banks in Germany.
Why do you need another current account at the DKB? Banks in Germany have the freedom to decide whether to start a business relationship with a customer or not.
The customer has the same freedom of choice. As one does not have a personal meeting with the customer service representative, these Internet banks attach great importance on the creditworthiness rating of the SCHUFA credit investigation company as well as their own analysis systems.
Of course, no bank discloses their acceptance or rejection criteria in public. These remain a business secret. However, it is obvious that someone, who only recently moved to Germany, has little opportunity to build up a good Schufa rating.
Incidentally, you can request a self-report from the Schufa, in order to know about your personal data. An article on this subject is already in preparation.
If you apply at the same time for the opening of several current accounts, then the bank can see through a request at the Schufa that you recently submitted a request at another bank.
How this will be evaluated by the bank, one can only guess …. If you absolutely want to become a customer of the DKB, please try again in one year … you will then probably have more data to be evaluated at the Schufa.
Thanks so much for your reply. Yes, exactly. Moreover, you can deposit and withdraw cash free of charge at the branch offices of the Commerzbank.
I come from Greece and I am living also in Greece. Why that? I am little confused to be honest, I have friends who do not have a proper jobs are not officially emplyoed and they managed to get this card and I am employed since January officially with proper salary and have been living in Germany since only from in Berlin and to be honest I am writing here because I cannot figure out why I am I rejected?
They have also asked me if I have permanent unbefristet Aufenhaltstitel which I do not yet but I do have permit to live and work here of course, maybe that is the reason?
Do you think I should try again is few days? Thank you. As soon as this is done, I will publish an article with instructions to do it.
The banks call this risk assessment … especially, if there is not enough data available, the computers sometimes take not quite favourable decisions.
In the second-chance option, there will be a possibility to write a few sentences about oneself and convey the planned usage of the account.
Submitting a new application with the same data today — or in a few days — will unlikely help you to open an account. You know that if you are doing the same things, you obtain the same results.
What is this 3. I believe this is the charge of the exchange fees with a maximum of 5. Withdrawal is free that I understand, but it seems you cannot escape anymore from the foreign currency fees.
As I have their other credit cards too. Strange that as one EU, it is still so difficult to open accounts in other EU countries.
Fees for withdrawals in foreign currencies neither apply as at many other providers. The DKB Visa credit card even entitles you to withdraw cash at the counters of other banks.
So do not do that please, unless:. I have tried to use my card online to purchase flight tickets, with available credit to cover the cost and more.
It seems that I have to apply in writing and then get it posted to me … is that correct? Otherwise my transaction just seems to get refused — I have tried many times to book these flights n with a foreign airline and its getting frustrating.
At online payments with the Visa credit card, the three digit code, which is stated on the back at the signature field, is often required.
You can get a solution fastest when calling the customer service of the DKB. It is available for you all around the clock and its telephone number is also stated on the back of the DKB Visa credit card.
Hello I am a little bit confused with the dbk, I want to know if I can just open account for saving purposes, maybe once in a while I can use it for buying things.
But for now I just want to save money. So what type of card should I apply for and how do I go about it.
Something like a savings account but I can also use it to purchase once in a while. I only want one card, visa card but not credit card included.
Use the credit card account as a savings account. Here, the interest rate is 0. If you do not need the card anyway, then keep it safe or cut it. This way, you are also not tempted to use the credit line.
However, it will rise automatically, if one uses the DKB account as a salary account. If it is higher, the bank must agree, but if you lower it, not.
So you can set your credit limit to zero by yourself. Hello, I am an italian student, now studying in Germany. Would those banks fit for my case?
Thankyou for your help. The DKB is a bank that makes a creditworthiness check, because it includes a Visa credit card with credit line even if the credit line is low at first.
If you currently live with a friend and your name is on the mailbox, then you can state this address. However, you will also need an address in Germany in order to get sent the Master Card.
Which is the fee? There is no charge at all? Thanks in advance. I arrived to Germany a couple of weeks ago, because I have started to work here, and I am looking for the best option to open a bank account.
With the information that I have read during the last days, I was already pretty sure that I wanted an account in DKB. But today, after I have found your site, I am absolutely convinced about it.
Can I have all my money always in the credit one? In that case, for all my withdrawals with the credit card in Germany and also abroad the money will be taken from the amount I have in my credit account or from the credit limit?
Is it also free for transfers that are not in euros? Are the money transfers made from the money that is in your normal account, or in your credit account?
It is a current account and a billing account for the credit card. You only have to transfer money to the credit card, credit line will increase.
You can always dispose of your deposited money. If the credit line is high enough for you depending on your creditworthiness and usage, it is between Euros to 15, at the DKB , it is not necessary to deposit money.
Even if the credit card should go into the red, no loan interest will apply. Until the monthly automatically settlement, the credit card transactions are free of interest.
Loan interest can only be on the current account, if not enough money is on it. If enough money is on the current account, then no loan interest will ever be charged.
Alternatively, you can send a message to the customer support. From my experience, it can be useful to change the credit limit of two credit cards at the same time in order to prevent any misunderstandings.
If the possibilities at the DKB please you and you are not a customer yet, then follow our recommendation and apply now for this great account with Visa credit card at the DKB: www.
Therefore, the usage of two Visa credit cards at the DKB is really meaningful in order to take advantage of all the benefits! I pretend to use this account for daily use and also for savings.
Although, I would like you to clarify me how the monthly interest credit is calculated? Just for clarification, depending which way of writing you are used to: in the anglo-american writing style it would be 0.
The interest rate is per annum. Not per month as the previous post asked to clarify. Name required. Mail will not be published required. Beim Shopping Sie shoppen gerne?
Apple Pay ist ganz einfach und funktioniert mit den Geräten, die Sie jeden Tag verwenden. Ihre Kreditkartendaten sind sicher, weil sie nicht auf Ihrem Gerät gespeichert und bei der Bezahlung nicht geteilt werden.
So bezahlen Sie einfach, sicher und vertraulich - in Geschäften, in Apps und auf Websites. Dabei bleiben Deine Kreditkarteninformationen geschützt.
Diese werden weder gespeichert noch bei der Bezahlung mit dem Händler geteilt. Das ist die einfache, sichere und vertrauliche Art mit deinem Apple Gerät zu bezahlen.
Bitte berücksichtigen Sie, dass der Mindestabhebebetrag 50 Euro oder Gegenwert beträgt. Nur wenn Sie die Auszahlung bestätigen, wird Ihrer Karte zusätzlich zum Auszahlungsbetrages auch das Entgelt belastet.
Ein Vorteil besteht für die Kunden beispielsweise darin, dass aus verschiedenen Kreditkartenvarianten gewählt werden kann. Weitere Fachartikel: Wo bekommt man Kreditkarten mit günstigen Zinsen?
Kreditkarten sind heute nicht nur über die Kreditkarten ausgebenden Instituten selbst, sondern auch über zahlreiche Banken und weitere Geschäftspartner erhältlich.
Die Konditionen sind Visa wurde gegründet und Bahrain Islamic Bank. Raiffeisen Bank. Al Bawaba. BBC News. ATM Marketplace.
Credit , charge and debit cards.